Marriage Allowance: find out if you could be better off in just 30 seconds
Couples who are married or in a civil partnership are being urged by HM Revenue and
Customs (HMRC) to spend just 30 seconds to see if they can claim Marriage Allowance and
boost their finances by up to £252 a year.
By using HMRC’s online Marriage Allowance calculator during Talk Money Week, couples
can find out instantly if they are eligible. Couples who may be unaware that they could claim
include those where one partner is working and the other has income less than their
personal allowance of £12,570, including those who:
have retired
have given up work to care for children or elderly relatives
are unable to work because of long term health conditions
have a part time job
have a low paid job
It is quick and easy to claim Marriage Allowance for free via GOV.UK. Applying directly on
GOV.UK means couples will receive 100% of the tax relief due.
Angela MacDonald, HMRC’s Deputy Chief Executive and Second Permanent
Secretary, said:
“The Marriage Allowance calculator helps couples to find out in seconds how much they
stand to benefit. Check today and claim right away. It’s a quick and easy process that’s
worth up to £252 a year.
“Search ‘Marriage Allowance’ on GOV.UK for more information.”
With around 68 per cent of people in their sixties married or in Civil Partnerships, many
people in this age group may not realise they can claim Marriage Allowance if they have
retired and their partner is still working.
UK Men’s Sheds, a charity which brings together retired men to meet at community
workshops, is flagging this with their members.
Charlie Bethel, Chief Officer, UK Men’s Sheds, said:
“If you have retired and your partner is still working, you may not realise that you could apply
for Marriage Allowance. As a charity that brings retired men together, we are urging our
members throughout the UK to invest the 30 seconds of time it takes to find out if they can
claim.”
Marriage Allowance saves couples money by allowing the lower or non-earner to reduce the
amount of tax their partner pays. Most people have a Personal Allowance, normally £12,570
– the amount of income they do not have to pay tax on. Marriage Allowance lets the lower
earner transfer £1,260 of their Personal Allowance to their husband, wife or civil partner.
This can reduce their tax by up to £252 annually. If eligible, couples can also backdate their
claim for the previous four tax years and receive a lump-sum payment worth more than
£1,000.
To benefit from the tax relief, one partner must have income less than £12,570 and the
higher earning partner’s income must be between £12,571 and £50,270. HMRC has
produced a YouTube video to explain who is eligible and how to apply.
More information about Marriage Allowance
