Self Assessment customers can spread the cost of their tax bill with HMRC’s Time to Pay
service.
Almost 18,000 Self Assessment payment plans have been set up since 6 April.
The deadline to file and pay is 31 January 2026 – but it’s best to act early.
With the festive season upon us and some people’s Christmas outgoings feeling the strain like
Santa’s belt after too many mince pies, HM Revenue and Customs (HMRC) is reminding Self
Assessment customers that help is available to manage their tax bill.
The deadline to file and pay any tax owed is 31 January 2026, but people who are unable to pay in
full by then may be able to set up a Time to Pay arrangement online and spread the cost over
monthly instalments. Better still, for those with bills of up to £30,000, such an arrangement can be
set up without even needing to contact HMRC directly.
Since 6 April 2025 nearly 18,000 payment plans have been set up using the service, helping
customers avoid late payment penalties by arranging regular payments that suit their own
circumstances.
A Time to Pay arrangements can’t be set up until a Self Assessment return has been filed. If the tax
owed is more than £30,000, or a longer repayment period is needed, people can still apply but will
need to contact HMRC directly.
Myrtle Lloyd, HMRC’s Chief Customer Officer, said:
“We’re here to help customers get their tax right. If you are worried about paying your Self
Assessment bill, assistance is available. Our online payment plans offer financial flexibility and can
be tailored to individual circumstances. We want to support all our customers in meeting their tax
obligations with confidence.”
There are many ways to pay a Self Assessment bill, including the free and secure HMRC app or
online at GOV.UK. A full list of payment options is available on GOV.UK.
HMRC encourages customers to file their tax return early to avoid last-minute stress and to know
what they owe sooner. This doesn’t mean that the tax needs to be paid before the deadline though –
For the attention of News Desks No. of pages: 03
Date: 9 December 2025 Ref: NATXX/25
it is still due on 31 January. Online help and support, including YouTube videos explaining how to
pay a tax bill, are available for anyone completing their return, including first-time filers.
Both Self Assessment and Simple Assessment payments can be made in full or in instalments by the
deadline.
People are reminded to stay safe from scams. Criminals use emails, phone calls, and texts to try to
steal information and money from taxpayers. HMRC’s guidance on tax scams is always check before
sharing personal or financial details and never share HMRC login information with anyone.
Simple Assessment
HMRC is also reminding anyone who received a Simple Assessment letter that the deadline to pay
any tax owed is 31 January 2026. Simple Assessment customers do not need to register and
complete a tax return.
Simple Assessment letters were issued to those who have unpaid Income Tax from the 2024 to 2025
tax year that cannot be collected via Pay as You Earn (PAYE) – by an employer or pension
provider.
Customers who receive a Simple Assessment on or after 31 October 2025 for tax owed during 2024
to 2025 tax year will have 3 months from the date of their assessment to pay their tax bill.
Both Self Assessment and Simple Assessment payments can be made in full, or in smaller amounts
if the balance is cleared before the deadline. Payments can be made on GOV.UK or through the
HMRC app.
- For more information on Simple Assessment, watch our YouTube videos
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